Stripe Unveils Secret Method to Bypass Apple’s In-App Payment Fees for Developers

Payments processor Stripe has made headlines with its new documentation aimed at developers seeking to accept out-of-app payments for digital goods and subscriptions on iPhone and iPad. This significant move comes after a court ruling on May 1, 2025, which prevents Apple from blocking developers from directing users to web-based payment options within their apps.

Stripe’s competitive edge lies in its standard fee of 2.9% + 30¢ per transaction, which is considerably lower than Apple’s 15–30% commission on in-app purchases. While Apple offers a seamless native interface and manages subscription security, integrating Stripe allows developers greater flexibility and control over their payment processes. However, this comes with the added responsibility of managing the checkout flow and compliance.

The newly released documentation provides a pathway for developers to leverage Stripe’s capabilities, including support for Apple Pay and subscription management. As the landscape of app payments evolves, how will developers adapt to these changes?

This development raises important questions about the future of app payments. Will developers prioritize flexibility over convenience? As more developers adopt Stripe, we may see a shift in user experiences and payment preferences.

• Lower transaction fees could lead to increased revenue for developers.
• Greater control may enhance the user experience in the long run.
• Potential for a more diverse ecosystem of payment options.
• Increased competition could prompt Apple to reconsider its commission structure.

As the app payment landscape continues to evolve, developers should explore these new options to stay competitive and maximize their revenue potential.